Community Banks are commonly known for providing a higher level of personal customer service as compared to larger Banks.
Marketium Insurance Services believes we deliver a similar high level of customer service. We represent all of the major providers of insurance programs designed for Community Banks in our area. With the challenges facing many banks today and the issues surrounding insurance for the Banking industry in recent times, obtaining the most competitive coverage and pricing for insurance for Community Banks requires an Agent who is experienced in the market.
Some of the specialized coverage we recommend for Community Banks include:
•Directors and Officers Liability
•Company Reimbursement/Indemnification
•Entity coverage for Securities claims
•A-Side / Excess Directors & Officers Liability
•Outside Directorship Liability
•Bankers Professional Liability
•Lenders Liability
•Insurance/Brokerage/Advisory Services Liability
•Trust Department Liability
•Fiduciary Liability
•Kidnap & Ransom
•Combination Safe Depository
•Bankers Blanket Bond (includes numerous Crime coverage)
•Identity Theft/Privacy
•1st Party Internet Coverage
•3rd Party Internet Liability
•Mortgage E&O and Impairment
•Repossessed Autos
•Forced Placed/Foreclosed properties
•Workplace Violence
Some of the coverage most businesses need include:
•Buildings (Including Betterments and Improvements, Vaults, ATMS)
•Business Property
•Computers and Peripherals
•Electronic Data/Media
•Valuable Papers & Records
•Equipment Breakdown
•Business Income and Extra Expense
•General Liability
•Employee Benefit Liability
•Employment Practices Liability
•Automobile
•Umbrella/Excess Liability
•Workers Compensation
•Group Medical, Dental, Disability and Life Insurance