The construction industry is very complex and contractors perform a wide variety of services. Not every insurance carrier will entertain the exposures of all types of contractors.
Marketium Insurance Services represents some of the top carriers providing insurance programs to a broad array of contractors. To properly serve the construction industry, Marketium Insurance Services assists its clients with review of contract documents to address insurance issues; provides access to loss control and claims management information and assistance.
Some of the specialized coverage and endorsements we recommend for Contractors include:
•Builders Risk/Installation Floater
•Broad Automatic Additional Insured Provisions
•Green Solutions endorsement
•Environmental Impairment Liability
•Inland Marine for Equipment and Tools
•Railroad Protective Liability
•Professional Liability
•General Liability with a Per Project Aggregate
Some of the coverage most businesses need include:
•Business Property
•Computers and Peripherals
•Electronic Data/Media
•Valuable Papers & Records
•Equipment Breakdown
•Business Income and Extra Expense
•Crime
•Employee Dishonesty
•General Liability
•Employee Benefit Liability
•Employment Practices Liability
•Fiduciary Liability
•Automobile
•Umbrella/Excess Liability
•Workers Compensation
•Group Medical, Dental, Disability and Life Insurance